Senior Product Manager - Payments

Who We Are 

At Cross River, we're building the financial infrastructure that powers global innovation. With our cutting-edge suite of embedded payments, cards, and lending solutions, we enable millions of businesses and consumers to transact seamlessly and securely. 

With 900+ employees worldwide and an R&D center of over 160 employees in Jerusalem - we’re reshaping how financial technology is developed and delivered. 

We are seeking an execution-focused Product Manager to run specific products within our Payments offering (ACH, Wires, FedNow, RTP, etc.). This role will focus on building and managing traditional, fast, or emerging payment rails, designing the product strategy, overseeing the buildout of products and processes, defining the target audience, and crafting the go-to-market strategy.

The ideal candidate has successfully designed and executed product solutions in the Payments space, specifically b2b or b2b2c API payment platforms. This includes managing regulatory and network compliance, BSA/AML, risk, and operational challenges.

You will join an exciting Product team that deeply cares about growing with people who question assumptions, have strong judgement, execute fast, take ownership, act responsibly, help the team advance, and improve standards.

A strong executor who takes ownership and moves fast

Collaborative and thoughtful, with excellent communication and judgment

Client-obsessed—always thinking from the user’s perspective

Comfortable with ambiguity and energized by solving complex challenges

Driven to raise the bar and help others do the same

• Own the product development and commercialization of Cross River’s Payments products
• Own the P&L of at least one of Cross River’s Payments products
• Write requirements for Engineers and other stakeholders, run Engineering grooming sessions and standups, as well as coordinate complex execution plans
• Conduct periodic product reviews with stakeholders, oversee regulatory compliance, and adhere to our operating model
• Work cross-functionally to establish requirements and coordinate end-to-end execution
• Champion a client-centric approach, ensuring all product development starts and ends with the client in mind
• Ensure proper governance around initiatives and support audit activities
• Execute go-live strategy with Design, Marketing, Sales, and relevant stakeholders
• Foster a culture of continuous improvement with iteration, retrospectives, and direct communication
• Partner with the Data team to develop and maintain tracking and reporting of KPIs

• Available working some US hours
• Proficient in Hebrew and English both written and verbal, sufficient for achieving consensus and success in a remote and largely asynchronous work environment - Must
• Proven success building platforms to offer Payments networks (RTP, FedNow, ACH, FedWire, International Payments) to customers
• Experience with industry standard formats (ISO20022, NACHA)
• Experience with business cases, pricing, and P&L management
• Proven track record of technical product development, commercialization and launching new products
• Understanding of APIs and microservices
• 4+ years of experience in Product Management
• Understanding of financial services industry regulations and best practices
• Data-driven mindset with strong analytical and problem-solving skills
• Exceptional communication and interpersonal skills

Bonus

• Successfully implemented Objectives and Key Results, pre and post launch
• Successfully supported Audit requests/activities
• Knowledge of Mastercard Send and Visa Direct

We’re a collaborative, humble, and fast-paced team that takes pride in building real solutions to real problems. You’ll work on meaningful products that empower businesses and people, alongside curious, supportive teammates who are always up for a challenge. Innovation and ownership are part of our DNA—and we’re just getting started.

Hit Apply. Bring your product execution abilities. We’ll bring the challenge – and the snacks.